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Financial Aid

College Affordability and Transparency Act (Act 69 of 2024)

On July 17, 2024, Pennsylvania enacted new legislation aimed at increasing financial transparency in higher education. The College Affordability and Transparency Act (Act 69 of 2024) requires colleges and universities to provide students with more comprehensive financial information. Additionally, the law establishes mandatory financial aid exit counseling for students completing their final term.

Student Fee Transparency (Section 2004-H)

Under the new transparency requirements, colleges and universities must now make all mandatory student fees available on their websites before each academic term begins. This online information needs to explain why each fee exists and detail how the collected funds will be used. This disclosure allows students to understand their financial obligations before the fees are assessed.

Requirement Resource
Publish online all mandatory fees online before the beginning of the academic term during which the fee will be applied and reflected on the tuition bill. Tuition & Fees
Publish online the total amount of mandatory fees collected from the previous academic year, along with a detailed description of each fee and its purpose. Will be available on the SelfService Portal or before November 15, 2025

Higher Education Cost Transparency (Section 2005-H)

In order for students to make fully informed decisions when selecting an institution of higher education, they need to be aware of the costs associated with attending that institution for the duration of their program.  Section 2005-H requires each institution of higher education to provide the following information to prospective students:

Requirement Resource
First year tuition, both mandatory and optional fees, a breakdown of room and board choices, and the costs for books and supplies. This is an estimated total Cost of Attendance (COA). Tuition & Fees
Financial aid offered by the institution, including details on whether financial aid is renewable each year and the requirements for renewal in subsequent years. Types of Financial Aid
Available student employment opportunities. Student Employment Opportunities
The net cost of attendance (total costs minus scholarships and grants) along with an estimate of the overall cost for future years. Net Price Calculator
A record of tuition from the previous academic year, along with projected tuition and fee estimates for each year until the student completes their major. MarywoodYou Portal

Exit Counseling (Section 2006-H)

Institutions must provide financial aid exit counseling to students at the end of their final academic term, unless a student elects not to participate. Federal Student Aid (FSA) Federal Loan Exit Counseling does not supplant this requirement. Counseling may be in-person or online, and IHEs may partner with the Pennsylvania Higher Education Assistance Agency or a similar entity. 

Requirement Resource
Listing of available federal and state programs, including relevant websites and contact details, that can help with student loan payments, reductions, or forgiveness. Federal Payments
Federal Reductions
Federal Forgiveness
PA Student Loan Relief for Nurses
PA IBR and State Forgiveness Information
Listing of all student loan repayment options, along with a link to an online student loan repayment calculator, if available. Repayment Options
Student Loan Repayment Calculator
The start date for student loan repayment and details on how to postpone repayment. Beginning and Delaying Payments
Institutions to make exit counseling available to each student at the end of the student’s final academic term... Schedule a time that works for you by visiting the Financial Aid Scheduling page.